One foggy morning, local milkman Bernie Boggins arrived at the offices of M&S Marine Towing with his daily delivery of milk, cream, and butter. He knocked on the door and was beckoned inside by the proprietors, Messrs. Mogey and Smush.
"Here's your daily dairy," Bernie Boggins announced, setting the milk crate down.
"Thank you, Bernie," Smush said without looking up from his newspaper.
"Ahem," Bernie coughed awkwardly. "I hate to bring this up, but I'm afraid you gentlemen haven't paid your bill in two months."
"We know Bernie, and we're sorry," Mogey answered. "But we can't pay you until business picks up. There simply isn't any money."
"And what is your business, exactly?" the milkman queried.
"We've got a tugboat in Bunchie Lake," Mogey said. "The HMS Hamhock. She's a strong one too: the old girl can pull boats and barges more than twenty times her size."
"I don't understand," Bernie Boggins replied.
"Well, you see, Boggins," Smush said, "a tugboat's engines have quite a bit more torque--"
"No, I understand what a tugboat is," Bernie Boggins interrupted. "But I don't understand how you two expect to make any money. Bunchie Lake is no bigger than my above-ground swimming pool, and the HMS Hamhock is quite literally the only boat in it."
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